How General Liability Insurance Can Cover Your Business

Businesses of all sizes benefit from general liability insurance because it may help with a range of situations that could otherwise lead to costly expenses or legal issues. At B&A Insurance, LLC, our team works with South Carolina business owners to assess their risks and recommend insurance solutions tailored to their budget and goals.

What Does General Liability Insurance Cover?

General liability insurance policies typically offer the following:

• Bodily injury liability coverage can help cover medical expenses and losses if a customer or visitor is injured on your premises or because of your operations.
• Property damage liability coverage can help pay for repairs or replacements if your business activities cause damage to someone else’s property.
• Legal defense costs coverage can compensate for attorney fees, court costs and settlements related to covered claims.
• Personal and advertising injury coverage may assist with claims of libel, slander or copyright infringement that may arise from your business’s advertising or communications.

Why Do Local Businesses Need This?

South Carolina businesses may often face different challenges based on their industry and location. In many cases, clients and landlords will request proof of this insurance before proceeding with contracts.

How Can I Get the Right Policy?

Finding the insurance your business needs can be challenging because of the many options available, but a few steps may help simplify the process:

• Compare policies from different providers to see which options may best fit your needs.
• Assess your risks by considering the nature of your operations and where you do business.
• Work with a local agent who can provide guidance based on your business type and location.
• Review and update your policy regularly, as your business can change over time.

Get Covered Today

We’re here to help you get suitable coverage by understanding your risks. Contact B&A Insurance, LLC today to learn more and get a free customized quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.