Flood Insurance in South Carolina

Most of us will agree that no one can predict the future. Sometimes, natural calamities happen and damage our belongings, changing our lives. In such instances, it helps to have a safety net to land on. One such safety net is flood insurance in Summerville, SC. Such coverage will not prevent the damage from happening but will help you replace your items and rebuild your life. However, knowing the ins and outs of how it works before purchasing this policy is good. B&A Insurance & Multiservices LLC, serving the people of South Carolina, explains what flood insurance does and doesn't cover.

What Is Flood Insurance?

This is an insurance policy meant to cover damaged or lost property destroyed by floods. Aside from floods caused by natural disasters, this can also include floods caused by burst pipes. Usually, your home insurance policy won't cover flood damage. You'll need to purchase a separate flood insurance policy if you live in a flood zone like Summerville, SC. It will come in handy in case a disaster strikes.

What Does Flood Insurance Cover?

Flood insurance covers your home and the items inside. This includes the costs associated with rebuilding your house and replacing the destroyed or lost items because of the floods. Such a policy is essential because you won't be stranded wondering where to start rebuilding your life.

What Isn't Covered by Flood Insurance?

Flood insurance doesn't cover everything damaged or lost from the floods. For instance, it doesn't cover jewelry, cash, or other things. Familiarizing yourself with what's covered and what will help when you're making a claim.

Residents of South Carolina who want to know more about their flood insurance options should contact B&A Insurance & Multiservices LLC to discuss. Give us a call, and our agents will be happy to answer your questions.